Whilst most employers pay employees with an automated BACS payment, there are still a number of smaller businesses that pay by cheque. Cheque clearance takes 4-5 days, which can create short term cash flow or money problems for many people.

Why Use a Cheque Cashing Service?

Receiving payment by cheque can present problems for the millions of people with a bad credit rating and no bank account to pay it into. Others can't afford to wait 4-5 days for cheque clearance as they need to pay their mortgage, rent or a utility bill as a matter of urgency. For a 5-10% fee, cheque cashing services help those with money problems to secure an immediate cash advance.

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